Privacy Policy

Introduction

Pre-Approval Online ("we," "our," or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, and safeguard your information when you use our website and services.

By using our website, you consent to the data practices described in this policy. If you do not agree with the terms of this policy, please do not use our website.

Information We Collect

We collect the following types of personal information:

• Personal Identifiers: Your name, email address, physical address, and phone number.
• Device Information: Your IP address, browser type, operating system, and device identifiers.
• Financial Information: The last 4 digits of your Social Security Number for verification purposes only.
• Usage Data: Information about how you use our website, including pages visited and time spent.

How We Use Your Information

Your information is used for the following purposes:

• To match you with suitable credit card offers from our partner banks.
• To send you relevant recommendations and application links.
• To improve our website and services.
• To communicate with you about your account or inquiries.
• To comply with legal obligations and prevent fraud.

Information Sharing

We share your information with the following parties:

• Partner Financial Institutions: We share your information with Chase, Capital One, Wells Fargo, and Credit One Bank solely for the purpose of determining your eligibility for credit card offers.
• Service Providers: We may share data with trusted third-party service providers who assist us in operating our website and conducting our business.
• Legal Requirements: We may disclose your information when required by law or to protect our rights.

We do not sell your personal information to third parties for marketing purposes.

Data Security

We implement 256-bit SSL encryption and industry-standard security measures to protect your personal information. Our security practices include:

• Encrypted data transmission using HTTPS protocol.
• Secure server infrastructure with regular security audits.
• Limited access to personal information by authorized personnel only.
• Regular monitoring for potential vulnerabilities and attacks.

While we strive to protect your personal information, no method of transmission over the Internet is 100% secure. We cannot guarantee absolute security.

Data Retention

We retain your personal information for as long as necessary to fulfill the purposes outlined in this policy, unless a longer retention period is required by law. You may request deletion of your data at any time by contacting us.

Cookies and Tracking Technologies

We use cookies and similar tracking technologies to enhance your browsing experience, analyze website traffic, and understand user behavior. You can control cookies through your browser settings.

Your Rights

You have the following rights regarding your personal information:

• Access: You can request a copy of the personal information we hold about you.
• Correction: You can request that we correct any inaccurate information.
• Deletion: You can request that we delete your personal information.
• Opt-Out: You can opt-out of receiving marketing communications from us.

To exercise any of these rights, please contact us at support@pre-approval.online.

Children's Privacy

Our services are not intended for individuals under the age of 18. We do not knowingly collect personal information from children. If we become aware that we have collected information from a child, we will take steps to delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new policy on this page and updating the "Last Updated" date.

Contact Us

For privacy-related inquiries or to exercise your rights, please contact us at:

Email: support@pre-approval.online

Last Updated: January 1, 2026