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PROTECTION

Your Security Matters

Bank-level security measures to keep your data safe

Our Security Commitment

At Pre-Approval Online, we take the security of your personal information very seriously. We employ industry-leading security measures to ensure your data is protected at all times.

256-Bit SSL Encryption

All data transmitted between your browser and our servers is encrypted using 256-bit SSL (Secure Sockets Layer) encryption. This is the same level of encryption used by major banks and financial institutions worldwide. You can verify our SSL certificate by looking for the padlock icon in your browser's address bar.

PCI Compliance

Our systems adhere to the Payment Card Industry Data Security Standard (PCI DSS). This means we follow strict security standards for handling cardholder information, even though we do not store full credit card numbers on our servers.

Data Collection Practices

We collect only the minimum information necessary to provide our service:

  • Your name, email, and phone number for communication purposes.
  • Your address for location-based card matching.
  • Only the last 4 digits of your SSN for verification (never the full number).
  • Your IP address for security and fraud prevention.

Data Storage and Retention

Your information is stored on secure servers with restricted access. We retain your data only for as long as necessary to provide our services and comply with legal obligations. You can request deletion of your data at any time.

No Full SSN Storage

We never collect or store your full Social Security Number. We only require the last 4 digits for basic verification purposes. This practice significantly reduces the risk of identity theft in the unlikely event of a data breach.

Regular Security Audits

Our systems undergo regular security audits and vulnerability assessments to identify and address potential security risks. We work with third-party security experts to ensure our defenses remain robust against emerging threats.

Fraud Prevention

We employ advanced fraud detection systems to monitor for suspicious activity. This includes IP address verification, rate limiting on form submissions, and automated alerts for unusual patterns.

Partner Bank Security

When we share your information with our partner banks (Chase, Capital One, Wells Fargo, Credit One), they are required to maintain the same high security standards. All data transfers occur over encrypted channels.

Your Responsibilities

To help keep your information secure:

  • Use a strong, unique password for your accounts.
  • Keep your browser and operating system up to date.
  • Be cautious of phishing emails claiming to be from us.
  • Log out of your account when using shared computers.
  • Report any suspicious activity to us immediately.

Reporting Security Issues

If you believe you've discovered a security vulnerability or have concerns about the security of our service, please contact us immediately at support@pre-approval.online. We take all security reports seriously and will investigate promptly.

Contact Us

For any security-related questions or concerns, please contact us at support@pre-approval.online.